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商鼎贷，真正的O2O+P2P金融服务平台。

商鼎贷，隶属于上海涵众金融信息服务有限公司，致力于为广大中小企业和个人免费提供安全规范、简便快捷、公平透明、互惠互赢的金融服务。

商鼎贷，在全国拥有上千城市连锁服务平台，满足了不同城市不同客户的需求，完美解决了贷款难、贷款慢、贷款渠道不畅等难题，让贷款从此变得简便快捷、安全高效。

商鼎贷，中国领先的互联网金融服务平台，利用互联网高效、透明、便捷的特点，使得商鼎贷推荐的理财项目具有低门槛、高收益等特点，真真正正的满足广大缺乏合适理财渠道的用户的理财需求。

产品服务：

1、贷款产品推荐服务：

商鼎贷创造了“贷款产品推荐服务”的新理念，将全国的贷款行业从业人员引入商鼎贷平台，利用他们的专业知识及资源，并结合互联网互动的特性为贷款需求者及时的解决贷款难、贷款慢等问题。

2、理财项目推荐服务：

商鼎贷已经与全国300多家优秀的小额贷款机构达成战略合作。

商鼎贷推荐的理财项目全部来源于全国领先的小额贷款机构的推荐。

合作机构将其开发的优质借款客户在审核完成后推荐给商鼎贷，商鼎贷对借款项目进行二次审核。

所有由合作机构推荐的借款客户的按时还本付息均由合作机构提供本息安全保障。

运营模式：O2O+P2P

O2O：指线上到线下（online to offline）的运营模式，具体而言是资金需求方通过线上提交贷款申请，然后银行或者金融机构线下联系客户提供服务的一种商业模式。

P2P是“个人对个人”（peer to peer）的意思，指个人与个人之间的借贷，而P2P理财是指以平台为中介，把借贷双方对接起来实现各自的借贷需求。

网站定位：

真正的O2O+P2P金融服务平台

企业文化：

公司愿景：打造中国最专业的金融服务平台

公司使命：对员工负责、对用户负责、对社会负责

经营理念：运用互联网技术，搞定金融难题。为借款用户提供安全、便捷、高效、公平、透明的贷款产品推荐服务；为理财用户提供门槛低、高收益、真正安全稳健的理财项目推荐服务。

管理理念：以人为本，尊重员工，尊重知识，尊重个性，把员工当作企业最大的财富。

核心价值观：以团队精神追求目标，为用户创造最大价值。

展望未来：

在学习中进步，在创新中超越，在竞争中发展，在协作中共赢。

在互联网金融的大潮中，商鼎贷紧跟时代潮流，积极响应国家政策，结合线上金融服务平台优势及线下金融服务完善的管理体系，充分利用网上资源，通过线上线下的完美结合，为需要融资和需要投资的中小企业和个人提供全面系统的金融服务。

地址：中国郑州金水区经三路金成国际广场招商银行大厦7楼

加盟热线：400-168-3966；李先生：130-1766-7127

英文翻译：Shangdingdai, the real o2o + P2P financial service platform. Shangdingdai, a subsidiary of Shanghai Hanzhong Financial Information Service Co., Ltd., is committed to providing safe, convenient, fair and transparent financial services for small and medium-sized enterprises and individuals free of charge. Shangding loan, with thousands of city chain service platforms across the country, meets the needs of different customers in different cities, perfectly solves the problems of loan difficulty, slow loan, poor loan channels and so on, making the loan simple, quick, safe and efficient. Shangdingdai, China's leading Internet financial service platform, makes use of the Internet's characteristics of high efficiency, transparency and convenience, which makes the financing projects recommended by shangdingdai have the characteristics of low threshold and high income, and truly meets the financing needs of users who lack suitable financing channels. Product service: 1. Loan product recommendation service: SDL has created a new concept of "loan product recommendation service", which introduces the employees of the loan industry nationwide to SDL platform, uses their professional knowledge and resources, and combines the characteristics of Internet interaction to solve the problems of loan difficulty and loan slow for loan demanders in time. 2. Financial project recommendation service: SDL has reached strategic cooperation with more than 300 excellent microfinance institutions in China. All the financial projects recommended by SDL come from the recommendation of leading microfinance institutions in China. The cooperative agency will recommend its developed high-quality loan customers to SDL after the audit is completed, and SDL will conduct a second audit on the loan project. All the loan customers recommended by the cooperative agency shall repay the principal and interest on time, and the cooperative agency shall provide the principal and interest security guarantee. Operation mode: o2o + P2P o2o: refers to the online to offline operation mode. Specifically, it is a business mode in which the fund demander submits loan application online and then the bank or financial institution contacts customers offline to provide services. P2P is the meaning of "person to person", which refers to the loan between individuals, while P2P financial management refers to the platform as an intermediary to connect the two sides of the loan to achieve their own loan needs. Website positioning: real o2o + P2P financial service platform corporate culture: company vision: build the most professional financial service platform in China corporate mission: responsible for employees, users, and society business philosophy: use Internet technology to solve financial problems. Provide safe, convenient, efficient, fair and transparent loan product recommendation services for loan users; provide financial users with low threshold, high income, real safe and stable financial project recommendation services. Management concept: people-oriented, respect for employees, respect for knowledge, respect for personality, regard employees as the greatest wealth of the enterprise. Core values: pursue the goal with team spirit and create the maximum value for users. Looking forward to the future: progress in learning, surpass in innovation, develop in competition and win in cooperation. In the tide of Internet finance, shangdingdai follows the trend of the times, actively responds to national policies, combines the advantages of online financial service platform and the perfect management system of offline financial services, makes full use of online resources, and provides comprehensive and systematic financial services for small and medium-sized enterprises and individuals who need financing and investment through the perfect combination of online and offline. Address: 7th floor, China Merchants Bank building, Jincheng International Plaza, jingsan Road, Jinshui District, Zhengzhou, China hotline: 400-168-3966; Mr. Li: 130-1766-7127

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