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中德安联人寿保险有限公司是德国安联保险集团(AllianzSE)与中国中信信托有限责任公司(CITICTrust)共同合资组建的人寿保险公司，于1999年1月25日在上海正式开业，是中国第一家获准成立的中欧合资保险公司。注册资本为20亿元人民币。凭借安联百年国际金融及风险管理专长，与中信信托本土金融领域经验的深度结合，中德安联以创新的度身定制保险方案、专业的培训系统和诚信的服务理念享誉市场。通过营销员团队、合作银行、多元化渠道和在线销售等全方位的营销网络，中德安联为中国客户提供专业和优质的保险金融产品及服务，业务范围覆盖人寿、养老、投资、教育、医疗、意外等各个领域，全方位地满足客户的需求。

2014年中德安联新业务保费收入稳定增长，与2013年相比，新单年化保费收入同比增长15%。在业绩提升的同时，中德安联近几年一直坚持规模与价值、长期与短期、趸交与期交的有效平衡，尤为关注费用结构的进一步改善以及业务品质的持续提升。2014年，中德安联新单保费占总保费收入39%，其中新单期交和趸交分别占63%和37%，期交保费收入较2013年实现27%的增长。2014年，中德安联保单13个月继续率达到90%，在2013年87%的较高基础上得到进一步提高。2014年，中德安联成功实现公司历史上首次在国际以及中国会计准则下的双重盈利，偿付能力继续保持在监管要求的充足水平之上，实现规模与利润量增质优的双丰收。创新成为中德安联2014年实现可持续发展的关键抓手。除了坚持以期缴长期个人保险为主的产品策略外，中德安联积极摸索新路径，借力互联网金融的信息技术手段，将团险产品作为保险惠及民生的敲门砖，创新性地推广其保障功能。2014年，依托中德安联电子化平台“安E通”在线销售服务系统，中德安联通过职场营销推广创新的“关爱全家”保障计划，以其回归保障、普惠大众的特点荣获2014年上海市人民政府授予的“金融创新奖”提名奖，成为本届评选中唯一一家获此殊荣的外资保险公司。植根中国十余年，中德安联目前在上海、广东、浙江、四川、江苏、深圳、北京和山东设立了8个省级分支机构，并在近40个城市开展业务，为客户提供专业的保险产品和服务。展望未来，中德安联将秉承安联稳健可靠的百年传统，融以创新精神，提供专业、高品质的保险服务，成为中国家庭最信赖的保险公司，让每一位客户拥有无忧人生。

英文翻译：Sino German Allianz Life Insurance Co., Ltd. is a life insurance company jointly established by allianzse and cititrust. It was officially opened in Shanghai on January 25, 1999. It is the first Sino European joint insurance company approved to be established in China. The registered capital is 2 billion yuan. With Allianz's century of expertise in international finance and risk management and in-depth combination with CITIC Trust's local financial experience, Allianz China and Germany enjoy a good reputation in the market with innovative customized insurance schemes, professional training systems and honest service concepts. Through a full range of marketing networks, such as a team of marketers, cooperative banks, diversified channels and online sales, Allianz China provides professional and high-quality insurance financial products and services for Chinese customers, covering life insurance, pension, investment, education, medical care, accidents and other fields, to meet customers' needs in an all-round way. In 2014, the premium income of Allianz China Germany new business grew steadily, compared with 2013, the annual premium income of new single increased by 15% year on year. At the same time of performance improvement, Allianz has been adhering to the effective balance of scale and value, long-term and short-term, single payment and regular payment in recent years, especially focusing on further improvement of cost structure and continuous improvement of business quality. In 2014, Allianz's new single premium accounted for 39% of the total premium income, of which the new single installment and single installment accounted for 63% and 37% respectively, and the regular premium income increased by 27% compared with 2013. In 2014, the 13-month continuation rate of China Germany Allianz Insurance Policy reached 90%, which was further improved on the basis of 87% in 2013. In 2014, Allianz China successfully achieved the first time in the company's history of double profitability under international and Chinese accounting standards, its solvency continued to remain above the sufficient level required by the regulatory requirements, and achieved a double harvest of high-quality increase in scale and profit volume. Innovation has become the key to the sustainable development of Allianz in 2014. In addition to adhering to the product strategy of long-term personal insurance, Allianz China and Germany actively explore new paths, take advantage of the information technology means of Internet finance, take group insurance products as the key to the benefits of insurance and people's livelihood, and innovatively promote its security functions. In 2014, relying on the online sales service system of "aetong" of Allianz China Electronics platform, Allianz China won the nomination award of "Financial Innovation Award" awarded by Shanghai Municipal People's Government in 2014, and became the only foreign insurance company to win this award in this selection, through the "care for the whole family" security plan promoted and innovated by the workplace marketing. Rooted in China for more than ten years, Allianz China has set up eight provincial branches in Shanghai, Guangdong, Zhejiang, Sichuan, Jiangsu, Shenzhen, Beijing and Shandong, and has businesses in nearly 40 cities to provide customers with professional insurance products and services. Looking forward to the future, Allianz China and Germany will adhere to Allianz's stable and reliable centenary tradition, integrate with the spirit of innovation, provide professional and high-quality insurance services, become the most reliable insurance company for Chinese families, and let every customer have a worry free life.

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