点融网在网游运营商行业中的票数：453
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上海点荣金融信息服务有限责任公司是互联网借贷平台，由全球较大的互联网借贷公司Lending Club的联合创办人苏海德（Soul Htite）与中国金融法律律师郭宇航在中国共同创立。点融网专注于利用技术，连接投资者与有贷款需求的个人或企业，提供在线的信息开放服务。点融网利用技术真正降低借贷成本，同时提高出资人的回报收益。
点融网通过国内团队的运作和引进全球较大网络借贷平台LendingClub的技术和管理经验，点融网构建出一个透明、人性化易操作的网络投融资平台，将出借人和借款人进行自主配对，为国内广大个人和中小企业解决急需的贷款和融资问题。同时，利用互联网的技术达到较低的审核成本，并把借贷份额进行拆分，实现自助式借贷：使具有闲置资金出借的个人与有贷款需求的个人或企业，能在线上通过点融网成功配对。
借款人通过填写个人信息及提交相关材料在点融网上借款申请。 目前可申请的借款金额在2500元至200万元之间，期限为3个月至18个月不等，并提供等额本息、按月还息到期还本两种还款方式。投资人可以搜索和浏览点融网上的贷款清单，通过查看点融网验证审核的借款信息，自行选择投资的借款项目与投资金额。
英文翻译：Shanghai Dianrong Financial Information Service Co., Ltd. is an Internet lending platform, which is jointly founded in China by soul htie, the co-founder of lending club, the world's largest Internet lending company, and Guo Yuhang, a Chinese financial legal lawyer. Dianrong.com focuses on using technology to connect investors and individuals or enterprises with loan needs, and provides online information opening services. Point finance network uses technology to reduce the borrowing cost and improve the return of investors. Through the operation of the domestic team and the introduction of the technology and management experience of lendingclub, a large global online lending platform, dotcom has built a transparent, user-friendly and easy-to-use online investment and financing platform, which matches the lenders and borrowers independently, and solves the urgent loan and financing problems for the vast number of people and small and medium-sized enterprises in China. At the same time, the use of Internet technology to achieve a lower audit cost, and split the loan share, to achieve self-service lending: so that individuals with idle capital lending and individuals or enterprises with loan needs can be matched successfully online through point finance network. The borrower applies for loan on dianrong.com by filling in personal information and submitting relevant materials. At present, the loan amount that can be applied for is between RMB 25 million and RMB 2 million, and the term is from 3 months to 18 months, and two repayment methods are provided, i.e. equal amount of principal and interest and monthly repayment of principal and interest at maturity. Investors can search and browse the loan list on dianrong.com, check the loan information verified and audited by dianrong.com, and choose the loan project and investment amount for investment by themselves.
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