【卡友KAYOU是哪个国家的品牌？】

卡友KAYOU是什么牌子？「卡友KAYOU」是卡友支付服务有限公司旗下著名品牌。该品牌发源于上海市，由创始人上官步燕在2003-01-30期间创立，经过多年的不懈努力和高速发展，现已成为行业的标杆品牌。

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成立于2003年，前身为中国银联控股子公司，是一家专业的金融支付服务企业。公司在2009年进行了股份改制，现注册资本1亿元人民币。2015年9月，由上市公司达华智能（002512）收购，专注于打造融合支付云管理平台，将以智能终端及应用为载体，集成银行卡收单、二维码支付等多种支付方式，为包括连锁企业、小微商户等客户提供资金归集方案以及安全、便捷的支付工具。

自创立以来，卡友支付始终以创新支付为己任，大力丰富发展各种金融支付场景应用。截至目前，与20多家商业银行建立良好的合作关系。卡友支付以新的服务理念、出色的服务意识和稳定的运营能力受到了合作伙伴的高度认可。

2003年初，卡友支付在国内推出了电话支付业务，成为线下金融支付服务提供商。卡友以“建设老百姓身边银行，方便持卡人使用”为企业使命，专注于金融服务领域的不断创新。在卡友公司的发展成长期间，公司总股本不断扩大，到2011年公司注册资本达到人民币1亿元。

2012年6月27日卡友支付获得中国人民银行行政许可，允许在全国范围内开展银行卡收单业务。2016年，卡友支付将依托资本之力，发力融合支付市场，通过融合支付项目将各种支付方式整合，为用户提供更加便捷的支付服务，同时改变现有高度依赖手续费分成的商业模式，进一步以支付作为获取消费者和企业用户的切入口，根据交易数据和大数据分析，提供互联网、物联网应用及保理、小额贷款等金融服务，形成一种新的商业生态模式，是新的市场机遇。

英文翻译：Founded in 2003, formerly China UnionPay holding subsidiary, is a professional financial payment service enterprise. In 2009, the company carried out share restructuring, with a registered capital of 100 million yuan. In September 2015, Dahua intelligent (002512), a listed company, acquired the company and focused on building a cloud management platform for integrated payment. It will integrate various payment methods, such as bank card receipt and QR code payment, with intelligent terminals and applications as carriers, to provide customers including chain enterprises, small and micro businesses with fund collection schemes and safe and convenient payment tools. Since its establishment, CFP has always taken innovative payment as its own duty and vigorously enriched and developed various financial payment scenario applications. Up to now, it has established good cooperative relations with more than 20 commercial banks. With the new service concept, excellent service consciousness and stable operation ability, caoyou payment has been highly recognized by the partners. At the beginning of 2003, the company launched the telephone payment service in China and became an offline financial payment service provider. With the corporate mission of "building banks around the common people and facilitating the use of cardholders", caoyou focuses on continuous innovation in the field of financial services. During the development and growth of caoyou company, the total share capital of the company has been continuously expanded, and the registered capital of the company has reached 100 million yuan by 2011. On June 27, 2012, the card user payment obtained the administrative license from the people's Bank of China, allowing to carry out the card collection business nationwide. In 2016, by relying on the power of capital, caoyou payment will make efforts to integrate the payment market, integrate various payment methods through integrated payment projects, and provide users with more convenient payment services. At the same time, it will change the existing business model that highly relies on fee sharing, and further take payment as the entry point to obtain consumers and enterprise users. According to the analysis of transaction data and big data, it will provide Internet, Internet of things applications and financial services such as factoring and micro loans form a new business ecological model, which is a new market opportunity.

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